Going under contract  on a home is an exciting milestone especially for first-time buyers. But what happens if something changes? Are you stuck , or do you still have options? Good news: Being “under contract” doesn’t always mean the deal is final. In many cases, buyers can  cancel as long as it’s done properly  and within the rules of the contract. Here’s what every first-time homebuyer in Queens and Long Island  should know: ✅ Your Contract Controls Everythin

When purchasing a home with a mortgage, there’s one important cost you’ll encounter at closing that often catches buyers off guard the Mortgage Recording Fee . This fee covers the cost of officially recording your mortgage with the county , ensuring your lender’s lien on the property is properly documented in public records. It’s based on your loan amount , not  the total purchase price. 🏛️ What’s Included in Mortgage Recording Fees These are gove