Life happens and sometimes, keeping up with mortgage payments becomes harder than expected. If you’re facing that challenge, you’re not alone. The key is understanding your options early  so you can make the best possible decision for your future. Let’s break down two of the most common (and difficult) paths homeowners may face: Short Sale vs. Foreclosure. ✅ Short Sale: More Control, Less Damage A short sale  happens when you sell your home for less tha