If you’re buying or selling a home in Queens or Long Island , here’s a quick insider tip from the LJ Realty Team  🗺️: Some lenders may require two appraisals  on certain home resales especially in “flip” transactions  or when additional quality control checks  (called overlays) come into play. 💡 What Does That Mean? When a property is recently purchased, renovated, and quickly resold (often within 90–180 days), lenders sometimes flag it as a flip