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Buying Your First Home in Queens or Long Island? Meet Your Homebuying Team 🏡

Stepping into the world of homeownership for the first time can feel overwhelming but it doesn’t have to be. Before you start touring homes across Queens or Long Island, it’s important to understand who’s on your homebuying team and when each professional plays a role.
Stepping into the world of homeownership for the first time can feel overwhelming but it doesn’t have to be. Before you start touring homes across Queens or Long Island, it’s important to understand who’s on your homebuying team and when each professional plays a role.

In our latest video, we break down exactly who helps you from start to finish, so you feel confident and prepared every step of the way.


🔑 YOU (the Buyer) – The Decision Maker

Everything begins with you. Your goals, your budget, your timeline, your future. Every professional on your team is there to support your vision, but the final decisions always remain in your hands.


🧭 Buyer’s Agent vs. Listing Agent – Who Represents Who?


Understanding representation is essential:

  • Buyer’s Agent Works for you. Their job is to protect your interests, guide you through the process, negotiate on your behalf, and help you secure the best deal.

  • Listing Agent Represents the seller. Their primary responsibility is to get the seller the highest and best outcome. While they must treat all parties fairly, they do not represent you.

Knowing the difference ensures you know exactly who’s in your corner.


💰 Loan Officer / Mortgage Broker – When to Get Pre-Approved


Before stepping foot into a single open house, you’ll want to speak with a Loan Officer or Mortgage Broker to get pre-approved.

Why it matters:

  • You learn what you can comfortably afford

  • You strengthen your offer when the right home hits the market

  • You avoid surprises later in the process


Your mortgage professional will walk you through rates, loan options, and budgeting so you’re set up for success.


🔍 Home Inspector & Appraiser – Checking Condition and Value

Once you’re under contract, two key professionals step in:

  • Home Inspector Evaluates the property’s condition — from roof to foundation — helping you understand what you’re buying.

  • Appraiser Works on behalf of the lender to confirm the property’s market value. This ensures the home is worth what you agreed to pay.


These steps protect both you and your lender from unexpected risk.


⚖️ Attorneys, Title Company & Insurance Agent – Getting You to the Closing Table

As you move toward closing, your team expands:

  • Real Estate Attorney Reviews contracts, explains your legal rights, and ensures everything is in order.

  • Title Company Verifies ownership history, clears any liens, and issues title insurance to protect your investment.

  • Insurance Agent Sets up the homeowners insurance policy required by your lender and essential for your peace of mind.

Together, these professionals make sure your new home is secured legally and financially before you get the keys.


Feeling Overwhelmed? We’ve Got You.

Buying a home is one of the biggest moves you'll ever make and you don’t have to do it alone.

📲 DM us “TEAM” for a free first-time homebuyer consultation. Let us help you get started the right way.


LJ – Your Local Guide to Homeownership!

127-03 Rockaway Blvd South Ozone Park, NY 11420(516) 218-1297

LJ Realty Team Buy - Sell - Rent Equal Housing Opportunity

LJ Mortgage Team Inc. NMLS# 2120286Purchase & Refinance NYS Registered Mortgage Broker, NYS Dept. of Financial Services. Broker arranges mortgage loans with third-party providers. MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. Licensed By The N.J. Department Of Banking And Insurance, Is A Mortgage Broker And Arranges Loans With Third-Party Providers. We Do Not Make Any Mortgage Loan Commitments Or Fund Any Mortgage Loans. NMLS ID #2120286www.nmlsconsumeraccess.org


 
 
 

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