When you see headlines about foreclosure rates going up, it can feel overwhelming even scary. But if you’re falling behind on your mortgage payments, you’re not out of options. The most important step is acting early, and you don’t  have to face this alone. At LJ Realty Team & LJ Mortgage Team, we connect homeowners with trusted professionals who can guide you through every available path whether your goal is to avoid foreclosure  or sell before it ever hits your record .

Before you sign those closing papers and officially become a homeowner, there’s one crucial step  you should never  skip the Final Walk-Through . 👣✨ This is your last opportunity  to ensure everything is exactly as agreed before the keys are in your hand. Here’s why it matters so much: ✅ 1. Confirm the Condition Make sure the home is in the same (or better!) condition  as when you made your offer. Check for any new damage, leaks, or unexpected issues that might have appeared

When you see “As-Is”  on a property listing, it means the seller isn’t planning to make repairs or offer credits but that doesn’t mean...

When it comes time to sell your home, one of the most important steps is setting the right listing price . Price too high, and your home...

Did you know September is one of the BEST months to invest in real estate ? 🍂 Here’s why: Many first-time homebuyers pause their search...

Many first-time homebuyers breathe a sigh of relief once they lock in a 30-year fixed mortgage thinking their payment will never change....

One of the smartest ways to grow wealth in real estate is by using a 1031 Exchange   a powerful tool that lets you defer capital gains...

If you’re an investor in New York looking to grow your real estate portfolio  while deferring capital gains taxes , a 1031 Exchange...

Buying or selling a home in New York is an exciting journey, but even the most promising deals can fall apart before closing day. At LJ...