When you see headlines about foreclosure rates going up, it can feel overwhelming even scary. But if you’re falling behind on your mortgage payments, you’re not out of options. The most important step is acting early, and you don’t  have to face this alone. At LJ Realty Team & LJ Mortgage Team, we connect homeowners with trusted professionals who can guide you through every available path whether your goal is to avoid foreclosure  or sell before it ever hits your record .

Thinking about selling your home? In today’s market, preparation and strategy are everything. Whether you’re in Queens or Long Island, the right approach can help you attract more buyers, spark competition, and walk away with the strongest offers. Here’s a simple, effective seller game plan to get top dollar and keep more in your pocket. ✅ Price to Spark Competitive Bids Pricing low is not the goal pricing smart  is. A strategically set price dra

Receiving a foreclosure letter can feel overwhelming but you’re not powerless. With quick action, the right information, and trusted guidance, many homeowners are able to stop the process or find a better path forward. Here’s a clear, step-by-step guide to help you move confidently. ✅ 1. Don’t Ignore the Letter Foreclosure notices come with strict deadlines. Missing them can limit your options so open the letter, read it carefully, and mark the dates you must

When buying a home in Queens, it’s important to understand the different taxes  involved in the transaction. Knowing who pays Transfer Tax  and Mortgage Recording Tax (MRT)  can help you budget accurately and avoid surprises at closing. 💰 1. Transfer Taxes (Seller Responsibility) If you’re purchasing a home at $750,000 with 10% down , here’s what the transfer taxes look like: NYC Real Property Transfer Tax (RPTT):  1.425% NYS Transfer Tax:  0.4% Who pays?  Typically, these t

Selling your home is a big decision and partnering with the right real estate professionals can make all the difference. At LJ Realty , we combine local market expertise with proven strategies to help you sell faster, smarter, and with less stress. View Full Video At: https://www.instagram.com/reel/DQMjHPUEbxF/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== Here’s what you get when you work with our team of trusted Realtors: ✅ Accurate Market Pricing  

It’s a Balanced Market  in beautiful Howard Beach!  🏡 This coastal Queens neighborhood continues to attract homeowners seeking a blend of suburban calm and city convenience. With a solid mix of supply and demand, Howard Beach remains a steady and desirable market  for both buyers and sellers. ✅ Months of Inventory:  5 months 👨‍👩‍👧 Population:  31,000 💵 Average Household Income:  $94,000 🏫 School Rating:  B+ average 🛡️ Crime Grade:  B- 💰 Recent Sales Range:  $350K – $1

When purchasing a home with a mortgage, there’s one important cost you’ll encounter at closing that often catches buyers off guard the Mortgage Recording Fee . This fee covers the cost of officially recording your mortgage with the county , ensuring your lender’s lien on the property is properly documented in public records. It’s based on your loan amount , not  the total purchase price. 🏛️ What’s Included in Mortgage Recording Fees These are gove

It’s a Balanced Market  in Rego Park!  🏡 Located in the heart of Queens, Rego Park  continues to stand out as a vibrant, well-connected neighborhood offering a mix of affordability, convenience, and community . Whether you’re a first-time buyer or a seasoned investor, Rego Park’s stable housing market and strong local amenities make it a standout choice. 🏠 Market Snapshot: ✅ Median Sold Price:  $1,020,000 👨‍👩‍👧 Population:  63,

When you see “As-Is”  on a property listing, it means the seller isn’t planning to make repairs or offer credits but that doesn’t mean...

When you’re preparing to sell your home, it’s easy to focus on listing price, marketing, and negotiating offers. But one important...

Buying your first home is exciting but it’s also a huge financial and emotional step. One pitfall many new buyers don’t know about is the...

When it comes time to sell your home, one of the most important steps is setting the right listing price . Price too high, and your home...

The East Meadow real estate market  is showing no signs of slowing down and it’s still a seller’s market!  Whether you’re thinking of...

Many first-time homebuyers breathe a sigh of relief once they lock in a 30-year fixed mortgage thinking their payment will never change....

One of the smartest ways to grow wealth in real estate is by using a 1031 Exchange   a powerful tool that lets you defer capital gains...

If you’re an investor in New York looking to grow your real estate portfolio  while deferring capital gains taxes , a 1031 Exchange...

When you list with LJ Realty Team , you get an experienced partner who handles everything from pricing and marketing to negotiations and...

At LJ Realty Team , we believe that the right tools make all the difference in closing deals quickly, efficiently, and with confidence....

Dreaming of homeownership but worried about the down payment? You're not alone—and you're not out of options! At LJ Realty Team , we're...

Buying or selling a home in New York is an exciting journey, but even the most promising deals can fall apart before closing day. At LJ...