When you see headlines about foreclosure rates going up, it can feel overwhelming even scary. But if you’re falling behind on your mortgage payments, you’re not out of options. The most important step is acting early, and you don’t  have to face this alone. At LJ Realty Team & LJ Mortgage Team, we connect homeowners with trusted professionals who can guide you through every available path whether your goal is to avoid foreclosure  or sell before it ever hits your record .

If you’re buying or selling a home in Queens or Long Island , here’s a quick insider tip from the LJ Realty Team  🗺️: Some lenders may require two appraisals  on certain home resales especially in “flip” transactions  or when additional quality control checks  (called overlays) come into play. 💡 What Does That Mean? When a property is recently purchased, renovated, and quickly resold (often within 90–180 days), lenders sometimes flag it as a flip

Thinking about selling your home? In today’s market, preparation and strategy are everything. Whether you’re in Queens or Long Island, the right approach can help you attract more buyers, spark competition, and walk away with the strongest offers. Here’s a simple, effective seller game plan to get top dollar and keep more in your pocket. ✅ Price to Spark Competitive Bids Pricing low is not the goal pricing smart  is. A strategically set price dra

Receiving a foreclosure letter can feel overwhelming but you’re not powerless. With quick action, the right information, and trusted guidance, many homeowners are able to stop the process or find a better path forward. Here’s a clear, step-by-step guide to help you move confidently. ✅ 1. Don’t Ignore the Letter Foreclosure notices come with strict deadlines. Missing them can limit your options so open the letter, read it carefully, and mark the dates you must

Valley Stream is heating up! 🏡 If you’re thinking about buying or selling, here’s the latest snapshot of the local market. Market Snapshot 📍 Location:  Valley Stream, NY 📅 Date:  November 2025 📊 Market Status:  Seller’s Market Key Stats: ✅ Inventory:  3 months ✅ Median Sold Price:  $774,000 👨‍👩‍👧 Population:  40,000 💵 Median Household Income:  $127,000 🏫 Schools:  Rated A 🛡️ Overall Crime Grade:  C+ Valley Stream continues to see high buyer demand, competitive offer

When buying a home in Queens, it’s important to understand the different taxes  involved in the transaction. Knowing who pays Transfer Tax  and Mortgage Recording Tax (MRT)  can help you budget accurately and avoid surprises at closing. 💰 1. Transfer Taxes (Seller Responsibility) If you’re purchasing a home at $750,000 with 10% down , here’s what the transfer taxes look like: NYC Real Property Transfer Tax (RPTT):  1.425% NYS Transfer Tax:  0.4% Who pays?  Typically, these t

Losing a loved one is never easy and when you’re faced with the responsibility of selling their home, the process can feel overwhelming. The good news? You don’t have to handle it alone. The LJ Realty Team  is here to help you move forward with confidence, compassion, and clarity every step of the way. Here’s a streamlined guide  to help you understand how to sell a property through an estate: 1️⃣ Determine Ownership Type Start by reviewing how the property is titled is

Selling your home is a big decision and partnering with the right real estate professionals can make all the difference. At LJ Realty , we combine local market expertise with proven strategies to help you sell faster, smarter, and with less stress. View Full Video At: https://www.instagram.com/reel/DQMjHPUEbxF/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== Here’s what you get when you work with our team of trusted Realtors: ✅ Accurate Market Pricing  

It’s a Balanced Market  in beautiful Howard Beach!  🏡 This coastal Queens neighborhood continues to attract homeowners seeking a blend of suburban calm and city convenience. With a solid mix of supply and demand, Howard Beach remains a steady and desirable market  for both buyers and sellers. ✅ Months of Inventory:  5 months 👨‍👩‍👧 Population:  31,000 💵 Average Household Income:  $94,000 🏫 School Rating:  B+ average 🛡️ Crime Grade:  B- 💰 Recent Sales Range:  $350K – $1

When purchasing a home with a mortgage, there’s one important cost you’ll encounter at closing that often catches buyers off guard the Mortgage Recording Fee . This fee covers the cost of officially recording your mortgage with the county , ensuring your lender’s lien on the property is properly documented in public records. It’s based on your loan amount , not  the total purchase price. 🏛️ What’s Included in Mortgage Recording Fees These are gove

Before you sign those closing papers and officially become a homeowner, there’s one crucial step  you should never  skip the Final Walk-Through . 👣✨ This is your last opportunity  to ensure everything is exactly as agreed before the keys are in your hand. Here’s why it matters so much: ✅ 1. Confirm the Condition Make sure the home is in the same (or better!) condition  as when you made your offer. Check for any new damage, leaks, or unexpected issues that might have appeared

It’s a Balanced Market  in Rego Park!  🏡 Located in the heart of Queens, Rego Park  continues to stand out as a vibrant, well-connected neighborhood offering a mix of affordability, convenience, and community . Whether you’re a first-time buyer or a seasoned investor, Rego Park’s stable housing market and strong local amenities make it a standout choice. 🏠 Market Snapshot: ✅ Median Sold Price:  $1,020,000 👨‍👩‍👧 Population:  63,

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Did you know September is one of the BEST months to invest in real estate ? 🍂 Here’s why: Many first-time homebuyers pause their search...

At LJ Realty Team , we believe informed clients make confident decisions. So here are the Top 5 Deal-Killers  that can derail a real...